The striped caterpillar that is crawling along the surface of fresh snow is the larval stage of a noctuid or owlet moth (species unknown). Noctuids are dull-colored, medium-sized, nocturnal moths that are attracted to lights in the summer. They usually possess a well-developed proboscis (mouthpart) for sucking nectar. You may be familiar with the common garden pests, cutworms, which are also noctuid larvae. How this larva survives freezing temperatures I do not know, but I have seen several dozen at a time crawling around on top of the snow. Note: Jean Harrison, a fellow nature lover, just identified this larva as Noctua pronuba, a winter cutworm also known as the greater yellow underwing (moth), a recent immigrant from Europe.
The caterpillar, or larval, stage of a butterfly or moth is the only stage in which the insect has chewing mouth parts. Hence, it is the stage during which a great deal of eating takes place. As the caterpillar eats, it grows larger, and eventually molts its skin, revealing a new, larger skin underneath the old. A cecropia caterpillar molts four times before spinning its cocoon and pupating. The cecropia caterpillar in this photograph has just molted its skin, which is attached to the plant just above the caterpillar’s head. If you look closely, you can see where the colored tubercles were. Within an hour of when this photograph was taken, the caterpillar had eaten its skin.