The striped caterpillar that is crawling along the surface of fresh snow is the larval stage of a noctuid or owlet moth (species unknown). Noctuids are dull-colored, medium-sized, nocturnal moths that are attracted to lights in the summer. They usually possess a well-developed proboscis (mouthpart) for sucking nectar. You may be familiar with the common garden pests, cutworms, which are also noctuid larvae. How this larva survives freezing temperatures I do not know, but I have seen several dozen at a time crawling around on top of the snow. Note: Jean Harrison, a fellow nature lover, just identified this larva as Noctua pronuba, a winter cutworm also known as the greater yellow underwing (moth), a recent immigrant from Europe.